Enroll by December 15, 202638 Days Left
South Carolina Health Insurance for 2027
Compare 2027 South Carolina health insurance plans on HealthCare.gov with a licensed agent. Insurers and prices are changing, so last year's plan deserves a second look.
- Last Day to Enroll
- Jan 15, 2027
- Average 2027 Rate Increase
- About 22%
- Medicaid Expansion
- No
South Carolina Health Insurance Companies for 2027
Insurers filing 2027 marketplace plans in South Carolina include the companies below, based on 2027 rate filings. Which ones serve your county is something we check when we compare plans.
- BlueCross BlueShield of South Carolina
- Ambetter from Absolute Total Care
- Select Health of South Carolina
- UnitedHealthcare
- InStil Health
- Oscar (new for 2027)
What Higher Rates Mean in South Carolina
Who the Tax Credit Reaches
The credit starts at 100% of the poverty level, $15,960 for one person or $33,000 for a family of four. For many adults without job-based coverage, it's what makes a marketplace plan affordable.
Higher Rates, Capped Costs
The average increase comes from two rate trackers. With a tax credit, your cost for the benchmark silver plan stays capped at 2.15% to 10.22% of income, so the jump may hit you less.
The South Carolina Department of Insurance (opens in a new tab), licenses insurers and agents in South Carolina and accepts consumer complaints.
Why Work With a Broker Licensed in South Carolina
With new insurers filing plans and higher rates, an automatic renewal can cost you. We compare your current plan with each option and check what your tax credit covers this year.
- Your Current Plan Compared With New Options
- Tax Credit Checked Against 2027 Prices
- Networks Checked for Your Doctors
- Help With Claims and Bills
Ask a South Carolina Agent to Call You
Thank You, We Have Your Request
Want a set time instead? Pick one on our calendar.
South Carolina Health Insurance FAQ
Should I Switch Plans for 2027 in South Carolina?
Compare before you renew. Your plan's price, network and drug list can all change for 2027, and a different plan may now cover the same care for less.
Is Oscar Available in South Carolina for 2027?
Oscar is among the insurers filing 2027 plans in South Carolina, based on rate filings. Whether it serves your county is something we confirm when we compare plans.
Do South Carolina Marketplace Plans Cover Pre-Existing Conditions?
Yes. Marketplace plans are guaranteed issue, so an insurer can't turn you down or charge you more because of a health condition.
Do I Need a South Carolina Agent to Enroll?
You need an agent licensed in South Carolina, not one who lives there. Our producers hold a South Carolina license and meet with you by phone or video.
What If I Miss the South Carolina Open Enrollment Deadline?
A qualifying life event, such as losing other coverage, a move or a new baby, usually gives you 60 days to enroll. See how a Special Enrollment Period works, or check the Open Enrollment 2027 dates.
Take a Fresh Look at Your 2027 Plan
We meet by phone or video, at a time that suits you.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.