Travel Medical Insurance for Trips Abroad
Travel medical insurance helps pay for emergency care and medical evacuation when you're outside the U.S. We help you pick a plan that fits your trip.
- Travel Medical Plans We Offer
- GeoBlue
- Plan Your Coverage From Home
- Phone or Video
- Trips We Help Cover
- Vacations to Semesters
Why Your Health Plan May Not Cover You Abroad
Most U.S. health plans offer limited or no coverage outside the country. A hospital stay abroad or an emergency flight home can be costly.
Your individual health insurance is built around local doctors and hospitals. Travel medical insurance fills the gap for the length of your trip.
Check Before You Travel
- What Your Health Plan Covers Abroad
- Whether Your Medicare Plan Includes Travel Coverage
- Your Destinations and Trip Dates
- Ongoing Conditions and Prescriptions
- Activities Like Hiking or Diving
What Travel Medical Insurance Typically Covers
Emergency Medical Care
Doctor visits, hospital stays and treatment when you get sick or hurt during your trip.
Medical Evacuation
Transport to the nearest suitable hospital, or back home, when local care isn't enough.
24/7 Assistance
A help line that can point you to a doctor abroad and work with the hospital on your behalf.
Plans vary.
Travel Medical Plans for Every Kind of Trip
Vacations and Family Trips
A week at the beach or a month of touring, with coverage for everyone traveling.
Students and Long Stays
Semesters abroad, gap years and extended stays where your home plan may not follow you.
Mission and Service Trips
Church missions, volunteer work and service projects outside the country.
Retirees and Medicare Members
Emergency coverage for the months you spend overseas, planned around your Medicare coverage at home.
GeoBlue® is the trade name of Worldwide Insurance Services, LLC (Worldwide Services Insurance Agency, LLC in California and New York), an independent licensee of the Blue Cross and Blue Shield Association. GeoBlue is the administrator of coverage provided under insurance policies issued by 4 Ever Life International Limited, Bermuda, an independent licensee of the Blue Cross Blue Shield Association.
How We Help You Get Covered
Share Your Trip
Where you're going, for how long and who's traveling.
Check What You Already Have
We look at what your health plan or Medicare pays for outside the U.S.
Compare Plans
Medical limits, evacuation, deductibles and price for your travel dates.
Enroll Before You Leave
Keep your ID card and the help line number with you on the trip.
What Our Clients Say
The agent helped me understand my health care so I felt empowered making informed decisions. I've referred several people to them and will continue to do so.
Beyond Health has been a great help, guiding me through the complex world of comparing and setting up different insurance plans and options. My agent, Colleen, especially provides easy to understand communication and clearly cares about my case.
Travel Medical Insurance FAQ
Does Medicare Cover Medical Care Abroad?
Original Medicare generally doesn't cover care outside the U.S. Some Medicare Advantage and Medicare Supplement plans include limited emergency coverage abroad.
What Is the Difference Between Travel Insurance and Travel Medical Insurance?
Travel medical insurance pays for medical care and evacuation. Broader travel insurance can also cover trip cancellation, delays or lost luggage. Ask us which kind fits your trip.
Does Travel Medical Insurance Cover Pre-Existing Conditions?
It depends on the plan. Some cover a sudden flare-up of an existing condition, and others exclude it.
When Should I Buy Travel Medical Insurance?
Before you leave, so coverage starts with your trip. Buying a few weeks early also gives you time to compare plans and ask questions.
Do Students Need Travel Medical Insurance to Study Abroad?
Some schools and host countries require proof of coverage before you arrive. We help you find a plan that meets the requirement for the full semester or year.
Travel With Coverage You Understand
We meet by phone or video, at a time that suits you.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.