Enroll by December 15, 202638 Days Left
Compare 2027 health insurance plans during Open Enrollment with a licensed agent who works for you, not for one insurance company.
Our Help Is Always Free
We never charge for our services. Our goal is to find you the best plan, and the insurance company pays us a commission. It adds nothing to your premium, and you get an expert on your side.
Contact Us for HelpEvery plan has its own fine print, and every life change rewrites the rules.
Marketplace plans for you and your family, with help applying for tax credits.
Coverage for freelancers, contractors, gig workers and owners without a group plan.
Enroll outside Open Enrollment after a qualifying life event.
Stand-alone dental and vision plans for checkups, cleanings, exams and glasses.
Your state's dates, insurers and 2027 changes.
HealthCare.gov · Nov 1, 2026 to Jan 15, 2027
Enroll by December 15, 2026 for coverage that starts January 1, 2027.
Plans from SelectHealth, University of Utah Health Plans, Regence BlueCross BlueShield of Utah, BridgeSpan and Imperial Health Plan of the Southwest.
Utah Health Insurance GuideYour Health Idaho · Oct 15, 2026 to Dec 15, 2026
Your Health Idaho closes December 15, 2026. Coverage starts January 1, 2027.
Plans from Blue Cross of Idaho, Regence BlueShield of Idaho, St. Luke's Health Plan, Select Health, Mountain Health CO-OP, Moda Health Plan and Molina Healthcare.
Idaho Health Insurance GuideConnect for Health Colorado · Nov 1, 2026 to Jan 15, 2027
Enroll by December 15, 2026 for coverage that starts January 1, 2027.
Plans from Anthem, Kaiser Permanente, Rocky Mountain Health Plans, Select Health, Elevate Health Plans by Denver Health and Colorado Access Choice.
Colorado Health Insurance GuideHealthCare.gov · Nov 1, 2026 to Jan 15, 2027
Enroll by December 15, 2026 for coverage that starts January 1, 2027.
Plans from Blue Cross and Blue Shield of Montana and Montana Health CO-OP.
Montana Health Insurance GuideHealthCare.gov · Nov 1, 2026 to Jan 15, 2027
Enroll by December 15, 2026 for coverage that starts January 1, 2027.
Plans from Blue Cross Blue Shield of Wyoming and UnitedHealthcare.
Wyoming Health Insurance GuideHealthCare.gov · Nov 1, 2026 to Jan 15, 2027
Enroll by December 15, 2026 for coverage that starts January 1, 2027.
Plans from BlueCross BlueShield of South Carolina, Ambetter from Absolute Total Care, Select Health of South Carolina, UnitedHealthcare, InStil Health and Oscar.
South Carolina Health Insurance GuideA plan that fit last year may cost more now.
See All 2027 Changes400% FPL
The extra savings of 2021–2025 ended. A family of four earning more than about $132,000 gets no premium tax credit for 2027.
$12,000
The new yearly cap on what one person pays for covered care. For a family, it's $24,000.
HSA
Pair a low-premium plan with a health savings account and pay for care with pre-tax money.
No Cap
Underestimate your income and you repay every extra dollar of tax credit when you file.
Who needs coverage, your doctors, your prescriptions and your budget.
Networks, deductibles and your expected yearly cost, not just the monthly premium.
We help you apply for any tax credit you qualify for and finish the application with you.
Questions about a bill, a claim or your renewal? Call the agent who set up your plan.
You never pay us for a consultation, a plan comparison or help after you enroll. When you choose a plan, the insurance company pays us a commission. That's the only way we're paid.
Paid by the insurance company you choose, as a commission
Colleen Orton founded Beyond Health while earning her master's in health education at the University of Utah.
“How do I help others to not experience this for themselves and their own families?”
Options for teams from two employees, with or without a traditional group plan.
I've had a fantastic experience using Beyond Health Consulting as our health insurance guide, both for individual plans through the marketplace and also for getting our small business employer plans. Colleen really knows her stuff and she's generous with her knowledge… She's also just saved us so much money over the last 18 months from guiding us to good health insurance plans.
Before Beyond Health: panic, dread, uncertainty about what was happening with my new business insurance needs. After Beyond Health: calm, cool, collected, in control and informed… I would have made a bunch of sub-optimal decisions without this team's help.
Beyond Health has been a great help, guiding me through the complex world of comparing and setting up different insurance plans and options. My agent, Colleen, especially provides easy to understand communication and clearly cares about my case.
The agent helped me understand my health care so I felt empowered making informed decisions. I've referred several people to them and will continue to do so.
We meet by phone or video, at a time that suits you.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.