Dental and Vision Insurance for You and Your Family
Dental insurance and vision insurance for individuals and families, on their own or alongside your health plan.
- Compared on One Call
- Dental + Vision
- Covered on One Family Plan
- Kids and Adults
Dental Insurance That Keeps Checkups Routine
Regular cleanings and exams catch problems early, when they're smaller and cheaper to fix. Good oral health is also linked to a lower risk of heart disease, and a dentist can spot early signs of other conditions.
Most dental plans sort care into preventive, basic and major work, and pay a bigger share for prevention than for big repairs.
What Dental Plans Commonly Cover
- Cleanings, Exams and X-Rays
- Fillings and Extractions
- Root Canals and Crowns
- Bridges and Dentures
- Orthodontics or Implants on Some Plans
What We Compare for You
Waiting Periods
How long a plan makes you wait before it pays for fillings, crowns or other bigger work.
Yearly Maximum
Dental plans cap what they pay each year. A higher cap costs more, and it pays off when you expect major work.
Your Dentist and Eye Doctor
We check that the people you already see take the plan, so you don't pay more out of network.
Deductibles and Copays
What you pay before the plan starts paying, and your share of each cleaning, filling or eye exam.
Adding Dental to Your Marketplace Plan
You can bundle dental with your health coverage or buy it separately. The right choice depends on timing and who needs care.
With Your Marketplace Plan
Add a dental plan when you enroll in individual and family health insurance during Open Enrollment or a special enrollment period. Some health plans already include dental for children.
As a Stand-Alone Plan
Bought straight from an insurance company, for one person or the whole family. Most can start any time of year, not only during Open Enrollment.
Vision Insurance for Eye Exams, Glasses and Contacts
A comprehensive eye exam can show early signs of conditions like diabetes and high blood pressure, and catch changes in your vision before they cause problems.
Vision plans help pay for that exam each year and for the glasses or contacts you need. Some insurers sell vision as an add-on to a dental plan.
- Routine Eye Exams
- Lenses for Prescription Glasses
- An Allowance for Frames or Contacts
- Discounts on Extra Eyewear
How We Help You Pick a Plan
Tell Us What You Need
Who needs coverage, who you see now and any work you expect, such as crowns or new glasses.
Get a Side-by-Side Comparison
The plans that fit, with the trade-offs explained in plain words.
Enroll and Book Your Visit
We help you enroll and answer questions before your first appointment.
What Our Clients Say
Beyond Health has been a great help, guiding me through the complex world of comparing and setting up different insurance plans and options. My agent, Colleen, especially provides easy to understand communication and clearly cares about my case.
The agent helped me understand my health care so I felt empowered making informed decisions. I've referred several people to them and will continue to do so.
Dental and Vision Insurance FAQ
Is Dental Insurance Worth It?
It often is if you get regular cleanings or expect fillings, crowns or other work. We compare the yearly premium with the care you plan to use, so you decide with real numbers.
Does Dental Insurance Cover Braces?
Some plans do, most often for children, usually with a lifetime limit and a waiting period. If braces are likely, we look for a plan that includes orthodontics.
Does Dental Insurance Have a Waiting Period?
Some plans do, mostly for basic and major work. Cleanings and exams are often covered right away. If you need work soon, we look for plans with short or no waiting periods.
Does Health Insurance Cover Eye Exams?
Health plans usually cover eye injuries and eye diseases. Marketplace plans include vision care for children, but routine exams and glasses for adults usually take a separate vision plan.
Can I Get Dental and Vision Insurance Without Health Insurance?
Yes. Stand-alone dental and vision plans don't require a health plan. Many self-employed clients add one beside their marketplace plan.
What Is the Difference Between a Dental PPO and a Dental HMO?
A dental PPO lets you see any dentist and pays more in network. A dental HMO usually costs less but covers care only from the dentists in its network.
Find a Dental and Vision Plan That Fits
We meet by phone or video, at a time that suits you.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.