Enroll by December 15, 202638 Days Left
Idaho Health Insurance on Your Health Idaho
Shop Idaho health insurance on Your Health Idaho with a licensed agent beside you. Idaho runs its own exchange on its own calendar, and it closes before the rest of the country.
- Insurers Offering 2027 Plans
- 7
- Average 2027 Rate Increase
- 12%
- Premium Cut From Reinsurance
- 16%
Idaho Health Insurance Companies for 2027
PacificSource is leaving Idaho's individual market.
If you have a PacificSource plan, you need to choose a new one for 2027.
- Blue Cross of Idaho
- Moda Health Plan
- Molina Healthcare
- Mountain Health CO-OP
- Regence BlueShield of Idaho
- Select Health
- St. Luke's Health Plan
What Else Is Different in Idaho for 2027
No January Enrollment Window
Your Health Idaho opened October 15, 2026, two weeks before HealthCare.gov, and every plan chosen in the window starts January 1, 2027. After it closes, only a qualifying life event lets you enroll.
Medicaid Work Reporting Starts January 1, 2027
Idaho Medicaid expansion adults must report 80 hours a month of work or a qualifying activity, or $580 a month in income. If you lose Medicaid, we help you move to a plan on Your Health Idaho.
How Reinsurance Lowers Your Premium
Idaho's reinsurance program pays part of the largest claims, so insurers can charge everyone less. The saving is built into the 2027 prices you see.
The Idaho Department of Insurance (opens in a new tab), approves Idaho rates, licenses insurers and agents, and takes complaints from consumers.
Why Work With a Broker Licensed in Idaho
A shorter window leaves little room to fix a mistake. We review your current plan early and finish your application with you well before the deadline.
- Your 2026 Plan Reviewed Against 2027 Options
- PacificSource Members Moved to a New Plan
- Networks Checked for Your Doctors
- Application Help From Start to Finish
Get Help Before the Idaho Deadline
Thank You, We Have Your Request
Want a set time instead? Pick one on our calendar.
Idaho Health Insurance FAQ
Is Your Health Idaho the Same as HealthCare.gov?
No. Idaho runs its own exchange, so Idahoans can't enroll in marketplace plans on HealthCare.gov. Tax credits follow the same federal rules in both. See the 2027 tax credit income limits.
How Do I Choose an Idaho Health Insurance Company?
Start with the doctors, hospitals and prescriptions you use, then compare the total yearly cost: premium plus deductible and copays. Networks vary a lot between Idaho insurers, so the lowest premium isn't always the lowest cost.
What If I Lose Job-Based Coverage in Idaho?
Losing job-based coverage is a qualifying life event. You have 60 days to pick a plan on Your Health Idaho, and it's worth comparing that plan with COBRA before you decide.
Can a Broker Enroll Me in a Your Health Idaho Plan?
Yes. A broker licensed in Idaho can enroll you, and the premium is the same as applying on your own. Insurers pay the broker.
Can I Add Dental and Vision Coverage in Idaho?
Yes. Stand-alone dental and vision plans cover checkups, cleanings, eye exams and glasses, and you can add them alongside your health plan. Explore dental and vision insurance.
Finish Your Idaho Enrollment Early
We meet by phone or video, at a time that suits you.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.