Enroll by December 15, 202638 Days Left
Montana Health Insurance for 2027
Compare 2027 Montana health insurance plans with a licensed agent, whether you're replacing a PacificSource plan or shopping for the first time.
- Last Day to Enroll
- Jan 15, 2027
- Insurers Offering 2027 Plans
- 2
- Last Day of PacificSource Plans
- Dec 31, 2026
Montana Health Insurance Companies for 2027
PacificSource is leaving Montana.
About 11,000 people with PacificSource individual plans need to choose a new plan for 2027.
- Blue Cross and Blue Shield of Montana
- Montana Health CO-OP
What Else Montana Households Should Know
Medicaid Work Requirements Began July 1, 2026
Montana expanded Medicaid in 2016, and a 2025 law removed the program's end date. Work requirements for expansion adults started July 1, 2026. If you lose Medicaid, we help you move to a marketplace plan.
Switching From PacificSource
Compare both remaining insurers, check your doctors, hospital and prescriptions, and enroll in time for January 1, 2027 coverage. Your new plan then starts the day after PacificSource ends.
The Commissioner of Securities and Insurance (opens in a new tab), the office of the Montana State Auditor, regulates insurers and agents in Montana and helps consumers with complaints.
Why Work With a Broker Licensed in Montana
Switching insurers is where coverage gaps and surprise bills happen. We line up your doctors and prescriptions against each plan before you commit.
- Doctors and Prescriptions Checked With Each Insurer
- Your Income Estimate Updated for 2027
- New Coverage Confirmed Before January
- Help After You Enroll
Need a Plan to Replace PacificSource?
Thank You, We Have Your Request
Want a set time instead? Pick one on our calendar.
Montana Health Insurance FAQ
Will My Doctor Be In-Network After PacificSource Leaves?
It depends on the plan you choose. Networks differ between the two insurers, so we check each doctor, hospital and pharmacy before you switch.
Can I Get a Tax Credit in Montana?
Yes, if your household income falls within the federal limits and you don't have other affordable coverage. See the 2027 tax credit income limits.
Can Self-Employed Montanans Get Marketplace Coverage?
Yes. Contractors and owners without a group plan buy marketplace plans like anyone else, with any tax credit based on expected net profit. Self-employed health insurance.
Can a Utah Agency Sell Health Insurance in Montana?
Yes, when its agents hold a Montana license. Beyond Health's producers are licensed in Montana, and we meet by phone or video.
What If I Miss the Montana Open Enrollment Deadline?
You can still enroll within 60 days of a qualifying life event, such as losing other coverage or moving. See which life events qualify.
Replace Your PacificSource Plan With Confidence
We meet by phone or video, at a time that suits you.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.