Every state has its own insurers, programs and Medicaid rules. Compare health insurance by state for Utah, Idaho, Colorado, Montana, Wyoming and South Carolina, then talk it through with an agent licensed where you live.
Your Health Idaho closes December 15, 2026. Coverage starts January 1, 2027.
Insurers With 2027 Plans
7
Average 2027 Rate Increase
12%
Lower Premiums From Reinsurance
16%
No January Enrollment Window
PacificSource Leaves the Individual Market
Plans from Blue Cross of Idaho, Regence BlueShield of Idaho, St. Luke's Health Plan, Select Health, Mountain Health CO-OP, Moda Health Plan and Molina Healthcare.
Enroll by December 15, 2026 for coverage that starts January 1, 2027.
Insurers With 2027 Plans
6
Average 2027 Rate Increase
About 22%
New Insurer for 2027
Oscar
Plans from BlueCross BlueShield of South Carolina, Ambetter from Absolute Total Care, Select Health of South Carolina, UnitedHealthcare, InStil Health and Oscar.
Does Health Insurance Cost the Same in Every State?
No. Insurers set prices state by state and area by area, and some states run their own programs, such as reinsurance in Idaho and Colorado. Your age, household and income matter too, so check 2027 rates for your own household.
What Happens to My Marketplace Plan If I Move to Another State?
Marketplace plans are sold state by state, so a move to a new state means choosing a new plan there. The move is a qualifying life event, and you usually have 60 days to enroll. See how a Special Enrollment Period works.
Do Health Insurance Tax Credits Work the Same in Every State?
Yes. The federal premium tax credit follows the same income rules in all six states, whichever marketplace you use. Colorado also runs its own premium assistance. See the 2027 tax credit income limits.
Do I Need an Agent Who Lives in My State?
No. You need an agent licensed in your state. Our producers hold licenses in all six states and meet with you by phone or video.
Can You Help If I Live in a Different State?
We're licensed in these six states only, so an agent licensed where you live is the right call. Our health insurance guides still apply wherever you are.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.