Enroll by December 15, 202638 Days Left
Colorado Health Insurance and Connect for Health Colorado
Compare Colorado health insurance with a licensed agent who knows Connect for Health Colorado, the Colorado Option and the state's own premium help.
- Last Day to Enroll
- Jan 15, 2027
- Insurers Offering 2027 Plans
- 6
- Average 2027 Rate Increase
- 10%
Colorado Health Insurance Companies for 2027
Cigna leaves Colorado's individual market on January 1, 2027.
Cigna members need to pick a new plan to stay covered in 2027.
- Anthem
- Colorado Access Choice (new for 2027)
- Elevate Health Plans by Denver Health
- Kaiser Permanente
- Rocky Mountain Health Plans
- Select Health
Colorado Programs That Lower Your Costs
The Colorado Option
Every insurer in Colorado's individual market offers Colorado Option plans. Checkups, screenings, immunizations, maternity care and mental health or substance-use visits cost $0 on them.
Colorado Premium Assistance Continues
Colorado's own premium help continues for 2027. It's only available through Connect for Health Colorado, so where you enroll matters.
Reinsurance Softens the Increase
Colorado's reinsurance program lowers premiums about 17% statewide, so 2027 prices would be higher without it.
OmniSalud Spots Are Limited
OmniSalud offers savings to Coloradans who don't qualify for regular marketplace plans. Spots for 2027 are limited, and county guidance lists the application window as November 1 to 30, 2026.
The Colorado Division of Insurance (opens in a new tab), part of the Department of Regulatory Agencies, reviews Colorado rates and takes complaints about insurers and agents.
Why Work With a Broker Licensed in Colorado
Colorado has more moving parts than most states. We weigh Colorado Option plans against the rest and check every kind of financial help your household qualifies for.
- Colorado Option Plans Compared Side by Side
- Premium Assistance and Tax Credits Checked
- Networks Checked for Your Doctors
- One Contact for Claims All Year
Ask a Colorado Agent to Call You
Thank You, We Have Your Request
Want a set time instead? Pick one on our calendar.
Colorado Health Insurance FAQ
Can I Keep My Doctor If I Leave Cigna?
Only if your doctor is in your new plan's network. We check each doctor, hospital and prescription against the remaining Colorado insurers before you switch.
Are Colorado Option Plans Worth It?
They suit people who want predictable costs for routine, preventive and mental health care. Compare the total yearly cost with other plans, because the right choice still depends on your doctors and prescriptions.
Does Health First Colorado Have Work Requirements in 2027?
Yes. Health First Colorado, the state's Medicaid program, starts work requirements on January 1, 2027. Losing Medicaid lets you enroll in a marketplace plan outside Open Enrollment. See how special enrollment works.
Can a Broker Help With Connect for Health Colorado?
Yes. A broker licensed in Colorado can compare plans and enroll you, and your premium doesn't change. The insurance company pays the broker.
What If I Miss the Colorado Open Enrollment Deadline?
Once Open Enrollment closes, you need a qualifying life event, such as losing other coverage, moving, marriage or a new baby, and you usually have 60 days to act. See every Open Enrollment 2027 date.
Make Sense of Your Colorado Options
We meet by phone or video, at a time that suits you.
Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.