Health Insurance Guides for 2027
Health insurance guides for 2027 in plain language: Open Enrollment, HSAs and FSAs, life events, employer allowances and the words in between.
- Topic Guides
- 6
- State Guides
- 6
- Last Updated
- Nov 7, 2026
Start With the Guide You Need
Open Enrollment 2027
Dates, deadlines and what changed for 2027 in every state we serve.
HSA vs FSA
Who owns each account, what rolls over and which one fits your health plan.
Special Enrollment Period
The life events that let you enroll outside Open Enrollment, and how long you have to act.
Health Insurance Glossary
Plain-language definitions, from ACA to zero-deductible plans.
ICHRA and QSEHRA
How employers give a tax-free allowance for individual coverage instead of a group plan.
Self-Employed Health Insurance
Coverage for freelancers, contractors and owners who work without a group plan.
Key 2027 Health Insurance Numbers
| 2027 Limit | One Person | Family | Learn More |
|---|---|---|---|
| HSA Contribution Limit | $4,500 | $9,000 | HSA vs FSA |
| Minimum Deductible for an HSA Plan | $1,750 | $3,500 | HSA vs FSA |
| Out-of-Pocket Limit for an HSA Plan | $8,700 | $17,400 | HSA vs FSA |
| Marketplace Out-of-Pocket Maximum | $12,000 | $24,000 | Open Enrollment 2027 |
| Tax Credit Income Limit | $63,840 | $132,000 for four people | Open Enrollment 2027 |
| QSEHRA Maximum Allowance | $6,700 | $13,550 | ICHRA and QSEHRA |
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Beyond Health employs licensed insurance producers authorized to sell life and health insurance in Utah, Idaho, Wyoming, Colorado, Montana and South Carolina. Our activities comply with state licensing requirements and partner carrier guidelines. Product availability and enrollment options may vary by state. Plan details, prices and deadlines on this page come from government and insurer sources and can change. Your agent confirms them before you enroll.